Keith Miles

When leaving a home to your children, you can avoid probate by using either joint ownership or a revocable trust, but which is the better method?

Can a special needs trust pay for utilities?

A U.S. Department of Education website that provides information on the Individuals with Disabilities Act (IDEA) is no longer accessible and two senators are demanding answers from newly-appointed Secretary of Education, Betsy DeVos. 

A couple who are both age 60 and who purchase new long-term care insurance coverage can expect to pay between 6 and 9 percent more compared to a year ago according to the 2017 Long Term Care Insurance Price Index.

President Trump signed an executive order calling for a review of the fiduciary rule that was intended to prevent financial advisers from steering their clients to bad retirement investments by requiring advisers to act in the best interests of their clients.

Kelly Piacenti, head of MassMutual's SpecialCare^SM, has joined the Advisory Board of the Academy of Special Needs Planners (ASNP).

Sixteen states now have ABLE programs, which allow people with disabilities to set aside up to $14,000 a year in tax-free savings accounts without affecting their eligibility for government benefits

Taxpayers with long-term care insurance policies can deduct some of their premiums from their income. Whether you can use the deduction requires comparing your medical expenses to your income in a complicated formula.

Individuals with disabilities under age 65 often face obstacles in purchasing Medigap insurance that older Medicare beneficiaries do not face.  In many states, Medigap policies are either not available to younger beneficiaries due to their age or the premiums are too costly. 

Medicare Advantage plans are a popular alternative to regular Medicare because the plans often offer lower out-of-pocket costs, but buyers need to make sure they know what they are paying for.