After losing a spouse or longtime partner, it's difficult to look past your grief. However, it's crucial to understand the important and timely decisions you must make regarding your finances and personal estate plan.
Most estate planning attorneys can help you craft an estate plan that minimizes or avoids probate altogether. To some extent, however, probate is often necessary. So, it's important to understand how to navigate the process.
The No Surprises Act is a federal law that was enacted to protect patients from unexpected charges. It provides a much-needed safeguard for the medical expenses of all patients, but especially for seniors.
During the COVID-19 pandemic, states could not take away Medicaid coverage from any residents enrolled in this program. In recent months, however, this has been changing. If you are on Medicaid, be sure to take some time to understand whether your coverage may be at risk.
Research shows that the rates of homelessness among seniors in numerous cities have increased yearly since 2011. In addition to the dangers unhoused people face on the street, there are exponential effects on their access to health care.
Many older adults can no longer safely live on their own. However, they may not need the highly specialized care of nursing homes. Intermediate care facilities present one option for older adults who cannot live independently but require daily assistance.
Whether or not you are already receiving Social Security benefits, there are numerous services you may be able to take advantage of through the SSA website.
As part of their benefits, some Medicare Advantage beneficiaries receive Medicare flex cards. These are pre-paid debit cards for qualifying expenses.
Elder law attorneys, with expertise in estate planning, incapacity planning, and end-of-life care for seniors, are essential in working to protect a vulnerable population.
Although in many situations the advantages outweigh the disadvantages when selecting beneficiaries, there are always exceptions.